The 50/30/20 Rule
Budgeting can seem daunting, but it doesn’t have to be. The best ways to budget are often the simplest. The 50/30/20 rule is an example of simplicity. A monthly budgeting method tells you exactly how much to save and spend. What is it? The basic rule of thumb is you divide your after-tax income […]
Why personal finance skills are vital
Knowledge is power, and understanding money management is one way to control your finances and more choices in your life. Throughout your life, you will pick up all sorts of skills from those around you – whether it’s from employers, guardians or friends. Such skills include financial knowledge, and ensuring you have the basic tenets […]
3 steps to hit your saving goals
Having emergency funds or just having some money in your savings for a rainy day is a great way to minimise stress when it comes to your finances. By creating a plan and prioritising saving, you’re more likely to develop habits that make your money work for you. If you’re looking for help when it […]
5 ways to develop a healthy financial mindset
It may be news to some that your bank account, credit score or serviceability are not the most important aspects of a healthy financial life. Many are surprised to learn that the rate of return or superannuation fund is also not the most significant. The most significant is your mindset, and it is the most […]
Welcome! 2022
Happy New Year 2022 2021 has taught us invaluable lessons; Lessons otherwise, would have taken years; Let’s appreciate the years’ contribution to our life Year’s lessons of resilience, patience, strength & much more 2022 brings hope to a new beginning; A beginning filled with appreciation, fulfilment, and joy for all we have; Hope to contribute […]
How to financially plan for the new year
With 2022 just around the corner, it’s time to start looking at how you want to financially plan. Once you’ve got your plan out of the way – you can enjoy your life and handle anything that comes your way. Creating a long-term plan, a short-term plan and a budget for yourself can help set […]
5 ways to improve your relationship with money
With the new year around the corner, it’s time to evaluate your financial plan. In between celebrating the past year and spending time with loved ones we also have to plan for the upcoming year. Creating healthier money habits that lead to overall wellbeing and greater financial health is the best way to bring in […]
What are the 3 levels of Financial Wellbeing?
Financial wellbeing is something some people strive for their whole lives, but without the right tools and knowledge, it can be difficult to achieve. The first step is recognising the three stages that will lead to financial freedom, and which one you are currently in. Going from Financial Chaos to Financial Thriving is quite the […]
Why is financial wellbeing important?
While exercise and meditation are good for your health, have you ever thought about your financial wellbeing? The stress finances can put on you could be decreasing your overall wellbeing. The concept of financial wellness and wellbeing has recently been booming over the last 12 months and can be practised by everyone regardless of financial […]
What does mindset have to do with money?
What is a money mindset? A money mindset is your subconscious beliefs and attitude towards money. It’s built up throughout your life: how you were brought up, your parents attitude about money etc. It drives the decisions you make about spending, saving and handling money. Your financial habits, whether good or bad, are rooted within […]